PayDay Advance, LLC
2774 Greensboro Road
Martinsville, VA  24115

PRODUCT DISCLOSURE
1.Eligibility requirements for each loan product differ.  Ask branch associate for more information on the available loan products.

2.Loan Fee equals 20% of the amount advanced (20.00 per $100.00 advanced), and the $5.00 fee is the
Veritec verification fee.

3. The following fees are also incurred:  The principal amount of this loan includes a lien fee in the amount of $10.00 which we withhold from the proceeds of the loan and pay the Virginia Department of Motor Vehicles for perfecting a lien on the title to the motor vehicle provided for the loan.  
PayDay Advance, LLC
625 Piney Forest Road Suite 204 A
(The Forum)
Danville VA 24540

PRODUCT DISCLOSURE - PAYMENT SCHEDULE

Notes to Licensees: 
(1) Payment streams for extended payment plan examples are based on 4 payments; however, the Act permits licensees to offer extended payment plans with more than 4 payments;

(2) "Day 0" is the day a loan is obtained.

(3) The above 30-day example is included because it is required by law, 6.1-459 (18) of the Code of Virginia.